20 Hour Vermont Elective Brokers Package

$139.00

20 credit hours | Online HD Video Courses 

  • 4 Hour Real Estate Contracts
  • 4 Hour Personal Safety and Self Defense
  • 3 Hour Code of Ethics
  • 3 Hour Drones in Real Estate
  • 3 Hour Agency
  • 3 Hour Finance

Description

PACKAGE CONTENTS:

 

Real Estate Contracts


COURSE SYLLABUS

Course Description

This class will explore contracts and forms related to real estate transactions. Special emphasis is placed on the required elements of a binding contract, agency relationships, disclosure requirements, addenda/contingencies, and closings. All the elements of a real estate transaction must be accurate, and properly executed for the contract to be binding. It is important for real estate professionals to have a working understanding of the contractual transaction in order to best serve their clients.

After completing this course participants will be able to:

  • Have a better understanding of basics of contract law and the elements of a contract
  • Be better equipped to serve buyers and sellers through an understanding of agency law
  • Examine purchase agreements, addendums, and aspects of financing
  • Have a working knowledge of necessary requirements to better serve your clients

Real Estate Contracts 

Lesson 1 Elements of a Binding Contract 

Types of Contracts
Essential Elements

Lesson 2 Elements of a Binding Contract cont. 

Plain Language
Performance and Discharge
Remedies

Lesson 3 Representation Contracts Agreements

Agency Relationships
Fiduciary Duties

Lesson 4 Representation Contracts Agreements cont. 

Listing Contracts
Required Items and Other Provisions

Lesson 5 Disclosure Issues 

Seller’s Property Disclosure
Material Facts
Exemptions
Alternatives

Lesson 6 Purchase Agreements 

Required Elements of a Purchase Agreement

Lesson 7 Counter Offers and Addenda 

Financing Addenda
Conventional Mortgage
FHA Mortgage
DVA Mortgage
Land Contracts

Lesson 8 Closing Costs 

Seller Contributions
Common Interest Community
Contingency Addenda
Cancellation

Lesson 9 Roundtable Discussions 

Supplemental Cases

Final Assessment


Personal Safety and Self Defense

 


COURSE SYLLABUS

Course Description

This course is designed to provide important safety tips and precautions for personal safety in the workplace. This is especially true for real estate professionals as they are very often in situations that expose them to unknown situations, with unknown persons. Instructor Preston Taylor has worked in law enforcement for over 20 years, is a Police Academy Instructor, and a Defensive Tactics Instructor for over 15 years. He has acted as a speaker/trainer for the National Association of Realtors and the Michigan Association of Realtors.

It is important to understand the legal environment surrounding self-defense and the physical limitations that can be a factor for each individual. There are key “Rules of Engagement” that will help those who work with the public to recognize and avoid dangerous situations. If a confrontation does occur, the instructor outlines and demonstrates the best and most practical ways to respond to and reduce potential harm. This program offers self-defense techniques from the stand-up position using easy and effective gross motor skills, to ground defense and ground avoidance (rape prevention).

Upon completion of this course, participants will:

  • Understand what laws govern personal protection and the use of deadly force.
  • Recognize the pros and cons of firearms, pepper spray, and stun guns.
  • Be able to effectively use the most practical precautions during both home showings and open houses.
  • Become more confident in the use of physical deterrents and self-defense techniques.

LEGAL ENVIRONMENT

Lesson 1

1. Taking ownership
2. Use of deadly force

3. Stand your ground laws
4. Investigations
5. Precautions

PHYSICAL LIMITATIONS

Lesson 1

1. Rules of Engagement

Lesson 2

1. Freeze, Flight or Fight
2. Physiological changes
3. What to expect
4. Energy conservation

SAFETY IS YOUR RESPONSIBILITY

Lesson 1

1. Recognize, respond and reduce
2. Myths
3. Survival skills
4. Perception is reality

Lesson 2

1. Safety at work
2. Safety at play

SAFETY AND REAL ESTATE SHOWINGS

Lesson 1

1. Items in the home
2. Hiding spots
3. Liability
4. During the open house

 

SELF DEFENSE TACTICS

Lesson 1

1.  Firearms
2.  Pepper Spray

3.  Stun Guns

Lesson 2-5

1.  Onsite practical tips

REVIEW


Code of Ethics


COURSE SYLLABUS

Course Description

Realtors should recognize that the interests of the nation and its citizens require the highest and best use of the land and the widest distribution of land ownership. They require the creation of adequate housing, the building of functioning cities, the development of productive industries and farms, and the preservation of a healthful environment.

Such interests impose obligations beyond those of ordinary commerce. They impose grave social responsibility and a patriotic duty to which Realtors should dedicate themselves, and for which they should be diligent in preparing themselves. Realtors, therefore, are zealous to maintain and improve the standards of their calling and share with their fellow Realtors a common responsibility for its integrity and honor.

This course outlines the standards of practice expected of licensed realtors, and provides several case studies to illustrate those standards.


CODE OF ETHICS AND STANDARDS OF PRACTICE

Introduction and Preamble

Article 1 Duties to Clients and Customers

1. Obligations
2. Agency Relationships
3. Disclosure
4. Offers
5. Confidentiality
6. Due Diligence

Articles 2-9

1. Misrepresentation
2. Discovery
3. Compensation and Commissions
4. Conflict of Interest
5. Contracts

Articles 10-14 Duties to the Public

1. Discrimination
2. Professional Standards
3. Standards of Competence
4. Consultive Services
5. Transparency
6. Kickbacks
7. Advertising

Articles 15-17 Duties to Realtors

1. Libel
2. Exclusivity
3. Solicitations
4. Disputes
5. Mediation and Arbitration

Business Ethics, NAR Code of Ethics and Pathways to Professionalism

1. History of NAR
2. Business Ethics
3. Professionalism
4. Enforcement
5. Arbitration Guidelines

Case Studies

1. Article 1
2. Article 12
3. Article 17
4. Commercial Cases
5. Conclusion

Final Assessment


Drones in Real Estate


COURSE SYLLABUS

Course Description 

Drones are the new tool Realtors are raving about for their marketing and personal use. There are many potential uses for drones in the Real Estate industry, but there are rules and regulations you must be aware of. Stay up to date with technology and ahead of your competition. This course is designed to familiarize Realtors with the practical use of drones. The following topics will be discussed:

Types of UAV/Drone Technology

 Federal Rules and Regulations associated with UAVs

 Cost of Drones (Pros and Cons)

 Drones in your Industry (overview)

 Acquiring Images

Upon completion of this course, participants will:

  • Become knowledgeable about available technology and proper use of drones.
  • Learn the basics of aerial survey and mapping.
  • Explain the FAA application process for an FAA 333 Exemption.
  • Learn the benefits of UAV application in marketing and advertising.

 

DRONES IN REAL ESTATE

Overview

1. Introduction
2. Types
3. Overhead Imagery

Types of Drones 

1. Large Platform
2. Most Popular
3. First Person View
4. Considerations

Federal Rules and Regulations

1. Drone Act
2. FAA 333 Exemption
3. Minimum Requirements
4. FAA Recommendations

Industry Uses

1. Agriculture
2. Utility
3. GIS
4. Construction
5. Excavation
6. Pros and Cons

Marketing and Advertising

1. Real Estate
2. Resort and Hotel
3. Banners
4. Brand Awareness

Security

1. FCC Rules on Jamming
2. Airport and Port Security
3. Event Protection
4. Prisons
5. Infrastructure
6. Heat/Thermal/Infra-Red

Acquiring Imagery

1. Locations
2. Still vs. Video
3. Hazards
4. Lighting
5. Shadows and Color
6. Buyers

Final Assessment


Agency


COURSE SYLLABUS

Course Description

Real estate agents are subject to a broad range of legal and ethical requirements that are designed to protect buyers, sellers and the community at large. Buyers and sellers typically will delegate authority to a real estate broker to act as their agent when conducting real estate business. When this happens, an agency relationship has been created. This relationship falls under the domain of “law of agency”. This three-hour video course outlines the various types of agency and the standards of practice associated with each.

After completing this course  participants will be able to:

  • Recognize and implement the broad range of legal and ethical requirements that protect buyers and sellers.
  • Be able to describe and integrate the agency relationships that are created during a real estate transaction.
  • Outline the different types of agency and the standards of practice associated with each.

AGENCY

Lesson 1 Levels of Agency 

1. Special
2. General
3. Universal

Lesson 2 Dual Agency 

1. Benefits and Limitations
2. Disclosure
3. Rules

Lesson 3 Subagency 

1. Benefits and Limitations
2. Rules

Lesson 4 Cases 

1. Ford v Brooks
2. Woodson v DLI Properties LLC
3. Douglas Elliman LLC vs. Tretter
4.  Kasey Inc v Alpine Realty Now Inc
5. Sutton v Driver,
6. D&J Real Estate Servs. v. Perkins
7. KMM Invs., LLC v. Ritchie

Lesson 5 Cases 

1. Adar Inv., LLC v. Bayview Loan Serv’g, LLC
2. Gartner v. Rifflard
3. Duncan v. Maag
4. DeWitt Londre, v. Investment Real Estate Specialists, LLC
5. Cardoza v Reed
6. Ardent Service Corp.  v Grand Beach Real Estate Inv., LLC
7. Horiike v  Coldwell Banker
8. Auer v Paliath

Lesson 6 Cases 

1. Bastarache v  Edgerton
2. Bunger v Demming
3. Lawson v Keene
4. Hopkins v Coco
5. Schweitzer v Salt Lake Homeless Program

Final Assessment 

 


Finance


COURSE SYLLABUS

Course Description

Real estate agents wear many hats in their profession. They assist their clients with the buying and selling of real property. To that end, they market, list and promote sales. They advise, help negotiate, and consult with clients on market conditions, mortgages, legal requirements and financing to ensure a fair and honest transaction. Having an understanding of the legal environment surrounding the financial aspects of real estate dealings is one of the most important areas of expertise to be able to share with clients in order to build enduring and profitable relationships.

After completing this course  participants will be able to:

  • Describe the importance of case law that illustrates the problems in the conveyance of real property.
  • Define and describe the types, features, and benefits of a real estate loan.
  • Be able to apply the rules and regulations of state and federal agencies as they pertain to real estate finance;  insurance, mortgages, loans and lenders.

FINANCE

Lesson 1 

1. Laws Regulating Financing

a. RESPA
b. Truth in Lending Act
c. TRID
d. SAFE Act

Lesson 2 

1. Seller Financing

a. Purchase Money Mortgage
b. Land Contract
c. HUD Final Rules
d. CFPB Dodd-Frank TILA
e. Equal Credit Opportunity Act

Lesson 3 

1. Usury
2. Interest
3. Mortgages

Lesson 4 

1. VA Loans
2. Repayment of Loans
3. Private Mortgage Insurance
4.  Cases

Lesson 5 

1. Mortgages/Foreclosure

a. Advertisement
b. Judicial vs. Non-Judicial
c. Lien vs. Title Theory

Lesson 6 

1. Types of Mortgages
2. Assorted Cases

Lesson 7 

1. Commercial Lending

a. Sale and Leaseback
b. Section 1031 Exchanges
c. Tenancy in Common

Final Assessment 

 


Course instructors will be available by email or telephone between 9am and 5pm Eastern Standard Time. They will assist you with questions regarding course content.

If you have any questions, please call us at 1-800-727-7104 or send an email to info@onlinecti.com. Email responses will usually be returned promptly, but guaranteed within one business day.

Student policies and procedures are always available by going to our website and scrolling to the bottom of the page (See Attendance, Privacy and Refund Policy).

290,570 Courses Taken
Great courses, easy to follow. Informative, professional and presented in a straightforward manner allowing for a concise completion of your license renewal process. Good refresher, logical sequence and multiple choice testing. Can be completed at one’s own convenience. Highly recommended for all levels of experience.
Paul Corriveau from MA
 
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