COMPLETE Washington Residential 30 Hour Package

$165.00

30 Hour including 3 Required Credit Hours | Online HD Video 

  • 3 Hour Current Issues in Washington Residential Real Estate (#C0053CORE1819)
  • 3 Hour Fair Housing in Real Estate (#C10778)
  • 3 Hour Environmental Issues (#C10773)
  • 3 Code of Ethics (#C10774)
  • 3 Hour Finance (#C10772)
  • 3 Hour  Real Estate Disclosure Laws (#C10917)
  • 3 Hour  Real Estate Contracts (#C10833)
  • 3 Hour  Personal Safety and Self Defense (#C10880)
  • 3 Hour  Drones in Real Estate (#C10770)
  • Social Media Marketing for Real Estate
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Description

Package Contents


Current Issues in Washington Residential Real Estate 

 


Course Description

The purpose of this course is to address the current issues relating to residential real estate practice in the state of Washington. This course provides an understanding and working knowledge of a license holder’s responsibilities and obligations related to legislative updates, legal updates and business practices updates. This course sets out specific requirements and best practices.


TOPIC AREA I: LEGISLATIVE UPDATE

  • National Legislative Issues
    • Marriage Equality and Real Estate
    • Counseling and Incentives
    • Veteran’s Administration Housing
  • Washington Legislative Issues
    • SB 5254
    • HB 2186 and SB 5929
    • SB 5239

TOPIC AREA II: LEGAL UPDATE

  • Common Complaints/Investigation/Findings
    • Failure to timely present all written offers
    • Failure to maintain a complete transaction log/file
    • Lack of written authority of delegation when required
  • Case Studies
    • Seller disclosure vs. caveat emptor
    • Scope of broker’s license
    • The Washington Consumer Protection Act

TOPIC AREA III: BUSINESS PRACTICES UPDATE

  • Organizational Structures, Roles, and Responsibilities
    • Teams
    • Licensee’s Status as Independent Contractor
    • Broker Personal Safety
    • DOL Online Renewal and License Maintenance Features
  • Residential Real Estate Practices
    • Introductory Letters (“Love Letters”)
    • Multiple Offer Scenarios
    • Builder Contracts
    • Professional Cooperation
  • Risk Avoidance Reminders
    • Evolving Flood Insurance Issues and Referring Customers to Flood Insurance Agents
    • Disclosure and Dual Agency Relationships
    • Subject Matter Exceeding the Scope of a Broker’s License and Making Competent Referrals to Third-Party Vendors
    • Signatory Authority for Clients
  • Real Estate Advertising
    • Licensing Law Requirements and Social Media
    • Third-Party Websites

APPENDIX I: COURSE CURRICULUM RESOURCE MATERIALS


Fair Housing


COURSE SYLLABUS

Course Description

It is important to realize Fair Housing laws are very much a part of today’s real estate market. Both Federal and State governments employ “testers” to police the industry. Testing is not considered entrapment and the results are admissible in court. Fair Housing is the law of the land, and even in the face of some apparent exceptions, there is no room for discrimination of any sort in the business of housing.

The Fair Housing Act has its roots in the civil rights movement and is arguably the final great legislative achievement of the times. It is a landmark civil rights act that pushed back decades of discrimination.

After completing this course  participants will be able to:

  • Understand the history behind and the connection between civil rights legislation and the Fair Housing Act.
  • Recognize and apply the standards outlined by court decisions in Fair Housing case law.
  • Be able to integrate the rules and regulations pertaining to Fair Housing laws in the real estate industry.

 

Chapter 1
Lesson 1 (15 minutes)

1. 1866 Civil Rights Act
2. 1968 Federal Fair Housing Act

a. Protected Classes and Prohibitions
b. Exemptions
c. History
d. Enforcement

Chapter Quiz – 5 Minutes

Lesson 2 (15 minutes)

1. Complaint Process

a. Steps

2. Amendments

a. Families
b. Disabilities

Chapter Quiz – 5 Minutes


Chapter 2
Lesson 1 (15 minutes)

1. Fair Housing and Real Estate

a. Advertising
b. Customer Service
c. NAR

Chapter Quiz – 5 Minutes

Lesson 2 (15 minutes)

1. Frequently Asked Questions

Chapter Quiz – 5 Minutes


Chapter 3
Lesson 1 (15 minutes)

1. Case Law

Chapter Quiz – 5 Minutes

Lesson 2 (15 minutes)

1. Case Law

Chapter Quiz – 5 Minutes

Final Assessment – 30 minutes


 

Environmental Issues


COURSE SYLLABUS

Course Description

Human activity has been impacting the environment for thousands of years. Industrial, chemical, and energy related waste materials have had an exponential effect on the environment. It has only been in the last 50 years or so that environmental laws have been enacted to protect public health, safety and welfare, as well as preserving natural resources. These and other issues have made environmental law more and more prevalent in real estate transactions and litigation, as opposing groups seek to contain and remediate costs associated with contaminated sites and similar issues.


History

1. Industrial Revolution
2. Energy Consumption
3. Synthetics
4. Environmental Revolution
5. CERCLA
6. Environmental Site Assessment

Substances and Environmental Risk

Lesson 1

a. Introduction
b. Lead
c. Mold

Lesson 2

a. Radon
b. Asbestos
c. Vermiculite
d. Petroleum Based Contaminants
e. Underground Storage Tanks

Lesson 3

a. Farm Products
b. Heavy Metals
c. Formaldehyde
d. PCBs and PBBs

Brownfield Remediation TC

1. Examples

Federal and State Laws 

1. CERCLA
2. RCRA
3. Toxic Substance Control Act
4. Clean Air and Water Acts
5. Safe Drinking Water Act
6. NREPA
7. Stigma and Value


Code of Ethics


COURSE SYLLABUS

Course Description

Realtors should recognize that the interests of the nation and its citizens require the highest and best use of the land and the widest distribution of land ownership. They require the creation of adequate housing, the building of functioning cities, the development of productive industries and farms, and the preservation of a healthful environment.

Such interests impose obligations beyond those of ordinary commerce. They impose grave social responsibility and a patriotic duty to which Realtors should dedicate themselves, and for which they should be diligent in preparing themselves. Realtors, therefore, are zealous to maintain and improve the standards of their calling and share with their fellow Realtors a common responsibility for its integrity and honor.

This course outlines the standards of practice expected of licensed realtors, and provides several case studies to illustrate those standards.


CODE OF ETHICS AND STANDARDS OF PRACTICE

Introduction and Preamble

Article 1 Duties to Clients and Customers

1. Obligations
2. Agency Relationships
3. Disclosure
4. Offers
5. Confidentiality
6. Due Diligence
Chapter Quiz

Articles 2-9

1. Misrepresentation
2. Discovery
3. Compensation and Commissions
4. Conflict of Interest
5. Contracts

Chapter Quiz

Articles 10-14 Duties to the Public

1. Discrimination
2. Professional Standards
3. Standards of Competence
4. Consultive Services
5. Transparency
6. Kickbacks
7. Advertising

Chapter Quiz

Articles 15-17 Duties to Realtors

1. Libel
2. Exclusivity
3. Solicitations
4. Disputes
5. Mediation and Arbitration

Chapter Quiz

Business Ethics, NAR Code of Ethics and Pathways to Professionalism

1. History of NAR
2. Business Ethics
3. Professionalism
4. Enforcement
5. Arbitration Guidelines

Chapter Quiz

Case Studies

1. Article 1
2. Article 12
3. Article 17
4. Commercial Cases
5. Conclusion

Chapter Quiz



Finance


COURSE SYLLABUS

Course Description

Real estate agents wear many hats in their profession. They assist their clients with the buying and selling of real property. To that end, they market, list and promote sales. They advise, help negotiate, and consult with clients on market conditions, mortgages, legal requirements and financing to ensure a fair and honest transaction. Having an understanding of the legal environment surrounding the financial aspects of real estate dealings is one of the most important areas of expertise to be able to share with clients in order to build enduring and profitable relationships.

After completing this course  participants will be able to:

  • Describe the importance of case law that illustrates the problems in the conveyance of real property.
  • Define and describe the types, features, and benefits of a real estate loan.
  • Be able to apply the rules and regulations of state and federal agencies as they pertain to real estate finance;  insurance, mortgages, loans and lenders.

Lesson 1 (25 minutes)

1. Laws Regulating Financing

a. RESPA
b. Truth in Lending Act
c. TRID
d. SAFE Act

Lesson 2 (25 minutes)

1. Seller Financing

a. Purchase Money Mortgage
b. Land Contract
c. HUD Final Rules
d. CFPB Dodd-Frank TILA
e. Equal Credit Opportunity Act

Lesson 3 (20 minutes)

1. Usury
2. Interest
3. Mortgages

Lesson 4 (25 minutes)

1. VA Loans
2. Repayment of Loans
3. Private Mortgage Insurance
4.  Cases

Lesson 5 (20 minutes)

1. Mortgages/Foreclosure

a. Advertisement
b. Judicial vs. Non-Judicial
c. Lien vs. Title Theory

Lesson 6 (25 minutes)

1. Types of Mortgages
2. Assorted Cases

Lesson 7 (15 minutes)

1. Commercial Lending

a. Sale and Leaseback
b. Section 1031 Exchanges
c. Tenancy in Common

Assessment – 30 minutes


Real Estate Disclosure Laws


COURSE SYLLABUS

Course Description

Real estate agents are subject to a broad range of legal and ethical requirements that are designed to protect buyers, sellers and the community at large. While disclosure laws are in place to protect the consumer, they constitute a legal framework that real estate professionals must comply with. There are a number of areas that require disclosure in real estate; seller’s property condition, agency relationships, lead-based paint presence, mineral/subsurface rights, and finally consumer financing requirements. This course covers the disclosure laws that real estate professionals must adhere to, the transactions in which they will come across these requirements, and case law to illustrate real life scenarios.

After completing this course  participants will be able to:

  • Recognize and implement the broad range of disclosure requirements that protect buyers and sellers.
  • Be able to describe and integrate the agency relationships that are created during a real estate transaction.
  • Outline the different types of agency and the standards of practice associated with each.
  • Know when and under what circumstances lead-based paint disclosure must be provided.
  • Have a good understanding of what mineral/subsurface rights are, and how they can impact a real estate transaction.
  • Be able to share with clients the necessary requirements outlined under the integrated disclosure rule “Know Before You Owe.”

REAL ESTATE DISCLOSURE LAWS

SELLER’S DISCLOSURE

Lesson 1

1. Overview
2. Defects
3. Common Defects and Examples

Lesson 2.

1. Stigmatized Properties
2. Exceptions
3. Examples

Lesson 3

1. As-Is Clauses
2. Forms
3. CLUE Report

Lesson 4

1. Case Study
2. Recent Changes to Statutes and Regulations

AGENCY DISCLOSURE

Lesson 1

1. Agency Disclosure Overview
2. Fiduciary Duties
3. Disclosed Dual Agency

Lesson 2

1. Case Study

Lesson 3

1. Case Study

Lesson 4

1. Case Study

LEAD PAINT DISCLOSURE

Lesson 1

1. Seller and agent duties
2. Pamphlets and forms
3. Checklist
4. Case Study
5. EPA and HUD Notification and Disclosure Rule FAQs

MINERAL RIGHTS DISCLOSURE

Lesson 1

1. Overview
2. Impact on homeowners
3. Requirements
4. Case Studies

INTEGRATED DISCLOSURE

Lesson 1

1. Overview
2. NAR Position
3. Loan Estimate
4. Closing Disclosure
5. Best Practices

Final Assessment 


Real Estate Contracts


COURSE SYLLABUS

Course Description

This class will explore contracts and forms related to real estate transactions. Special emphasis is placed on the required elements of a binding contract, agency relationships, disclosure requirements, addenda/contingencies, and closings. All the elements of a real estate transaction must be accurate, and properly executed for the contract to be binding. It is important for real estate professionals to have a working understanding of the contractual transaction in order to best serve their clients.

After completing this course participants will be able to:

  • Have a better understanding of basics of contract law and the elements of a contract
  • Be better equipped to serve buyers and sellers through an understanding of agency law
  • Examine purchase agreements, addendums, and aspects of financing
  • Have a working knowledge of necessary requirements to better serve your clients

Real Estate Contracts 

Lesson 1 Elements of a Binding Contract 

Types of Contracts
Essential Elements

Lesson 2 Elements of a Binding Contract cont. 

Plain Language
Performance and Discharge
Remedies

Lesson 3 Representation Contracts Agreements

Agency Relationships
Fiduciary Duties

Lesson 4 Representation Contracts Agreements cont. 

Listing Contracts
Required Items and Other Provisions

Lesson 5 Disclosure Issues 

Seller’s Property Disclosure
Material Facts
Exemptions
Alternatives

Lesson 6 Purchase Agreements 

Required Elements of a Purchase Agreement

Lesson 7 Counter Offers and Addenda 

Financing Addenda
Conventional Mortgage
FHA Mortgage
DVA Mortgage
Land Contracts

Lesson 8 Closing Costs 

Seller Contributions
Common Interest Community
Contingency Addenda
Cancellation

Lesson 9 Roundtable Discussions 

Supplemental Cases

Final Assessment


Personal Safety and Self Defense


COURSE SYLLABUS

Course Description

This course is designed to provide important safety tips and precautions for personal safety in the workplace. This is especially true for real estate professionals as they are very often in situations that expose them to unknown situations, with unknown persons. Instructor Preston Taylor has worked in law enforcement for over 20 years, is a Police Academy Instructor, and a Defensive Tactics Instructor for over 15 years. He has acted as a speaker/trainer for the National Association of Realtors and the Michigan Association of Realtors.

It is important to understand the legal environment surrounding self-defense and the physical limitations that can be a factor for each individual. There are key “Rules of Engagement” that will help those who work with the public to recognize and avoid dangerous situations. If a confrontation does occur, the instructor outlines and demonstrates the best and most practical ways to respond to and reduce potential harm. This program offers self-defense techniques from the stand-up position using easy and effective gross motor skills, to ground defense and ground avoidance (rape prevention).

Upon completion of this course, participants will:

  • Understand what laws govern personal protection and the use of deadly force.
  • Recognize the pros and cons of firearms, pepper spray, and stun guns.
  • Be able to effectively use the most practical precautions during both home showings and open houses.
  • Become more confident in the use of physical deterrents and self-defense techniques.

LEGAL ENVIRONMENT

Lesson 1

1. Taking ownership
2. Use of deadly force
3. Stand your ground laws
4. Investigations
5. Precautions

PHYSICAL LIMITATIONS

Lesson 1

1. Rules of Engagement

Lesson 2

1. Freeze, Flight or Fight
2. Physiological changes
3. What to expect
4. Energy conservation

SAFETY IS YOUR RESPONSIBILITY

Lesson 1

1. Recognize, respond and reduce
2. Myths
3. Survival skills
4. Perception is reality

Lesson 2

1. Safety at work
2. Safety at play

SAFETY AND REAL ESTATE SHOWINGS

Lesson 1

1. Items in the home
2. Hiding spots
3. Liability
4. During the open house

SELF DEFENSE TACTICS

Lesson 1

1.  Firearms
2.  Pepper Spray
3.  Stun Guns

Lesson 2-5

1.  Onsite practical tips

REVIEW


Drones in Real Estate


COURSE SYLLABUS

Course Description 

Drones are the new tool Realtors are raving about for their marketing and personal use. There are many potential uses for drones in the Real Estate industry, but there are rules and regulations you must be aware of. Stay up to date with technology and ahead of your competition. This course is designed to familiarize Realtors with the practical use of drones. The following topics will be discussed:

►Types of UAV/Drone Technology

 Federal Rules and Regulations associated with UAVs

► Cost of Drones (Pros and Cons)

► Drones in your Industry (overview)

► Acquiring Images

Upon completion of this course, participants will:

  • Become knowledgeable about available technology and proper use of drones.
  • Learn the basics of aerial survey and mapping.
  • Explain the FAA application process for an FAA 333 Exemption.
  • Learn the benefits of UAV application in marketing and advertising.

DRONES IN REAL ESTATE

Overview

1. Introduction
2. Types
3. Overhead Imagery

Types of Drones 

1. Large Platform
2. Most Popular
3. First Person View
4. Considerations

Federal Rules and Regulations

1. Drone Act
2. FAA 333 Exemption
3. Minimum Requirements
4. FAA Recommendations

Industry Uses

1. Agriculture
2. Utility
3. GIS
4. Construction
5. Excavation
6. Pros and Cons

Marketing and Advertising

1. Real Estate
2. Resort and Hotel
3. Banners
4. Brand Awareness

Security

1. FCC Rules on Jamming
2. Airport and Port Security
3. Event Protection
4. Prisons
5. Infrastructure
6. Heat/Thermal/Infra-Red

Acquiring Imagery

1. Locations
2. Still vs. Video
3. Hazards
4. Lighting
5. Shadows and Color
6. Buyers

Final Assessment


 

Social Media Marketing for Real Estate

Course Description

Learn the ins and outs of social media marketing from experts that work in both social media and real estate. Use these tools and tricks to upgrade your personal and professional profiles, drive leads, and increase business.


 

Course instructors will be available by email or telephone between 9am and 5pm Eastern Standard Time. They will assist you with questions regarding course content.

If you have any questions, please call us at 1-800-727-7104 or send an email to info@onlinecti.com. Email responses will usually be returned promptly, but guaranteed within one business day.

Student policies and procedures are always available by going to our website and scrolling to the bottom of the page (See Attendance, Privacy and Refund Policy).

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