Idaho 12 Hour Elective Package

$109.00

12 Hour Elective | Online HD Video and Narrated Course

  • 3 Hour Environmental Issues #E1335
  • 3 Hour Risk Management  #E1351
  • 3 Hour Finance #E1333
  • 3 Hour Fair Housing #E1332

Description

PACKAGE CONTENTS:

 


Environmental Issues


COURSE SYLLABUS

Course Description

Human activity has been impacting the environment for thousands of years. Industrial, chemical, and energy related waste materials have had an exponential effect on the environment. It has only been in the last 50 years or so that environmental laws have been enacted to protect public health, safety and welfare, as well as preserving natural resources. These and other issues have made environmental law more and more prevalent in real estate transactions and litigation, as opposing groups seek to contain and remediate costs associated with contaminated sites and similar issues.


ENVIRONMENTAL ISSUES

History

1. Industrial Revolution
2. Energy Consumption
3. Synthetics
4. Environmental Revolution
5. CERCLA
6. Environmental Site Assessment

Substances and Environmental Risk

Lesson 1

a. Introduction
b. Lead
c. Mold

Lesson 2

a. Radon
b. Asbestos
c. Vermiculite
d. Petroleum Based Contaminants
e. Underground Storage Tanks

Lesson 3

a. Farm Products
b. Heavy Metals
c. Formaldehyde
d. PCBs and PBBs

Brownfield Remediation TC

1. Examples

Federal and State Laws 

1. CERCLA
2. RCRA
3. Toxic Substance Control Act
4. Clean Air and Water Acts
5. Safe Drinking Water Act
6. NREPA
7. Stigma and Value


Risk Management


COURSE SYLLABUS

Course Description

Risk is the potential, or possibility that something bad or unpleasant, such as an injury or loss, will happen. The various risks we face are fines and penalties for violating the law, either intentionally or accidentally; loss of money due to damages awarded in a lawsuit; or even loss of our ability to make a living in our chosen profession. This also includes injuries to ourselves or others. Since some risk is inevitable in the marketplace, it is important to carry insurance to protect against inadvertent exposure to risk. Risk management allows you to assess, identify and then determine what kind of agreements, insurance or policies will best protect your business.


RISK MANAGEMENT

Types of Insurance

1. General Liability
2. Errors and Omissions
3. Fidelity
4. Property
5. Business Interruption
6. Directors and Officers Liability
7. Workers Compensation
8. Automobile

Choosing an Insurer

1. History
2. Rates
3. CLUE Reports

Shifting Risk

1. Incorporation
2. Loss Prevention

Cyber Crime

1. Prevention
2. Damage Control
3. Privacy Policy
4. Data Security

Identity Theft

1. Protection
2. Security Breaches
3. Privacy Policies
4. FTC Best Practices

Safety Issues and Risk Reduction

1. OSHA
2. Premises Liability
3. Ownership of Premises
4. Cases

Anti-Trust

1. Definition
2. Compliance
3. TRID/RESPA
4. Cases

Internet Liability

1. Copyright Violations
2. Blogs


Finance


COURSE SYLLABUS

Course Description

Real estate agents wear many hats in their profession. They assist their clients with the buying and selling of real property. To that end, they market, list and promote sales. They advise, help negotiate, and consult with clients on market conditions, mortgages, legal requirements and financing to ensure a fair and honest transaction. Having an understanding of the legal environment surrounding the financial aspects of real estate dealings is one of the most important areas of expertise to be able to share with clients in order to build enduring and profitable relationships.

After completing this course  participants will be able to:

  • Describe the importance of case law that illustrates the problems in the conveyance of real property.
  • Define and describe the types, features, and benefits of a real estate loan.
  • Be able to apply the rules and regulations of state and federal agencies as they pertain to real estate finance;  insurance, mortgages, loans and lenders.

FINANCE

Lesson 1 

1. Laws Regulating Financing

a. RESPA
b. Truth in Lending Act
c. TRID
d. SAFE Act

Lesson 2 

1. Seller Financing

a. Purchase Money Mortgage
b. Land Contract
c. HUD Final Rules
d. CFPB Dodd-Frank TILA
e. Equal Credit Opportunity Act

Lesson 3 

1. Usury
2. Interest
3. Mortgages

Lesson 4 

1. VA Loans
2. Repayment of Loans
3. Private Mortgage Insurance
4.  Cases

Lesson 5 

1. Mortgages/Foreclosure

a. Advertisement
b. Judicial vs. Non-Judicial
c. Lien vs. Title Theory

Lesson 6 

1. Types of Mortgages
2. Assorted Cases

Lesson 7 

1. Commercial Lending

a. Sale and Leaseback
b. Section 1031 Exchanges
c. Tenancy in Common

Final Assessment 


Fair Housing


COURSE SYLLABUS

Course Description

It is important to realize Fair Housing laws are very much a part of today’s real estate market. Both Federal and State governments employ “testers” to police the industry. Testing is not considered entrapment and the results are admissible in court. Fair Housing is the law of the land, and even in the face of some apparent exceptions, there is no room for discrimination of any sort in the business of housing.

The Fair Housing Act has its roots in the civil rights movement and is arguably the final great legislative achievement of the times. It is a landmark civil rights act that pushed back decades of discrimination.

After completing this course  participants will be able to:

  • Understand the history behind and the connection between civil rights legislation and the Fair Housing Act.
  • Recognize and apply the standards outlined by court decisions in Fair Housing case law.
  • Be able to integrate the rules and regulations pertaining to Fair Housing laws in the real estate industry.

Fair Housing

Chapter 1
Lesson 1 (15 minutes)

1. 1866 Civil Rights Act
2. 1968 Federal Fair Housing Act

a. Protected Classes and Prohibitions
b. Exemptions
c. History
d. Enforcement

Chapter Quiz – 5 Minutes

Lesson 2 (15 minutes)

1. Complaint Process

a. Steps

2. Amendments

a. Families
b. Disabilities

Chapter Quiz – 5 Minutes


Chapter 2
Lesson 1 (15 minutes)

1. Fair Housing and Real Estate

a. Advertising
b. Customer Service
c. NAR

Chapter Quiz – 5 Minutes

Lesson 2 (15 minutes)

1. Frequently Asked Questions

Chapter Quiz – 5 Minutes


Chapter 3
Lesson 1 (15 minutes)

1. Case Law

Chapter Quiz – 5 Minutes

Lesson 2 (15 minutes)

1. Case Law

Chapter Quiz – 5 Minutes

Final Assessment – 30 minutes

 


 

Course instructors will be available by email or telephone between 9am and 5pm Eastern Standard Time. They will assist you with questions regarding course content.

If you have any questions, please call us at 1-800-727-7104 or send an email to info@onlinecti.com. Email responses will usually be returned promptly, but guaranteed within one business day.

Student policies and procedures are always available by going to our website and scrolling to the bottom of the page (See Attendance, Privacy and Refund Policy).

290,570 Courses Taken
Scott, Thanks for your help this weekend, I passed the exam. I appreciate your help greatly.
Todd Collom - Michigan
 
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