Minnesota 15 Hour Package #2

$99.00

15 Elective Credit Hours | Online HD Video Courses 

  • 3 Hour Real Estate Disclosure Laws (Approval #1023384)
  • 3 Hour Environmental Issues  (Approval #1022261)
  • 3 Hour Taxes (Approval #1022263)
  • 3 Hour Fair Housing (Approval #1021933)
  • 3 Hour Finance (Approval #1021692)
  • 0 Credit – 1.5 Hour Social Media Marketing Course – $39 Value Free!

Description

PACKAGE CONTENTS:

 


Real Estate Disclosure Laws


COURSE SYLLABUS

Course Description

Real estate agents are subject to a broad range of legal and ethical requirements that are designed to protect buyers, sellers and the community at large. While disclosure laws are in place to protect the consumer, they constitute a legal framework that real estate professionals must comply with. There are a number of areas that require disclosure in real estate; seller’s property condition, agency relationships, lead-based paint presence, mineral/subsurface rights, and finally consumer financing requirements. This course covers the disclosure laws that real estate professionals must adhere to, the transactions in which they will come across these requirements, and case law to illustrate real life scenarios.

After completing this course  participants will be able to:

  • Recognize and implement the broad range of disclosure requirements that protect buyers and sellers.
  • Be able to describe and integrate the agency relationships that are created during a real estate transaction.
  • Outline the different types of agency and the standards of practice associated with each.
  • Know when and under what circumstances lead-based paint disclosure must be provided.
  • Have a good understanding of what mineral/subsurface rights are, and how they can impact a real estate transaction.
  • Be able to share with clients the necessary requirements outlined under the integrated disclosure rule “Know Before You Owe.”

REAL ESTATE DISCLOSURE LAWS

SELLER’S DISCLOSURE

Lesson 1 (12 minutes)

1. Overview
2. Defects
3. Common Defects and Examples

Lesson 2. (13 minutes)

1. Stigmatized Properties
2. Exceptions
3. Examples

Lesson 3 (13 minutes)

1. As-Is Clauses
2. Forms
3. CLUE Report

Lesson 4 (12 minutes)

1. Case Study
2. Recent Changes to Statutes and Regulations

AGENCY DISCLOSURE

Lesson 1 (14 minutes)

1. Agency Disclosure Overview
2. Fiduciary Duties
3. Disclosed Dual Agency

Lesson 2 (20 minutes)

1. Case Study

Lesson 3 (13 minutes)

1. Case Study

Lesson 4 (12 minutes)

1. Case Study

LEAD PAINT DISCLOSURE

Lesson 1 (17 minutes)

1. Seller and agent duties
2. Pamphlets and forms
3. Checklist
4. Case Study
5. EPA and HUD Notification and Disclosure Rule FAQs

MINERAL RIGHTS DISCLOSURE

Lesson 1 (19 minutes)

1. Overview
2. Impact on homeowners
3. Requirements
4. Case Studies

INTEGRATED DISCLOSURE

Lesson 1 (11 minutes)

1. Overview
2. NAR Position
3. Loan Estimate
4. Closing Disclosure
5. Best Practices

Final Assessment 10 minutes


Environmental Issues


COURSE SYLLABUS

Course Description

Human activity has been impacting the environment for thousands of years. Industrial, chemical, and energy related waste materials have had an exponential effect on the environment. It has only been in the last 50 years or so that environmental laws have been enacted to protect public health, safety, and welfare, as well as preserving natural resources. These and other issues have made environmental law more and more prevalent in real estate transactions and litigation, as opposing groups seek to contain and remediate costs associated with contaminated sites and similar issues.


ENVIRONMENTAL ISSUES

History

1. Industrial Revolution
2. Energy Consumption
3. Synthetics
4. Environmental Revolution
5. CERCLA
6. Environmental Site Assessment

Substances and Environmental Risk

Lesson 1

a. Introduction
b. Lead
c. Mold

Lesson 2

a. Radon
b. Asbestos
c. Vermiculite
d. Petroleum Based Contaminants
e. Underground Storage Tanks

Lesson 3

a. Farm Products
b. Heavy Metals
c. Formaldehyde
d. PCBs and PBBs

Brownfield Remediation TC

1. Examples

Federal and State Laws 

1. CERCLA
2. RCRA
3. Toxic Substance Control Act
4. Clean Air and Water Acts
5. Safe Drinking Water Act
6. NREPA
7. Stigma and Value


Taxes


COURSE SYLLABUS

Course Description

It is important to realize understanding tax laws is an integral part of running a successful real estate business. The ramifications of ignorance or inaccuracy in recordkeeping, tax responsibilities, or employer/employee relationships are severe and will bring a business down in short order. There are also many aspects of real property ownership, including depreciation, deductions, exchanges and more, that will greatly affect whether a business thrives or dies. Any real estate professional who plans to run their own business should be aware of the benefits, pitfalls, and requirements surrounding property related taxes.

After completing this course participants will be able to:

  • Recognize the benefits of real property ownership, as well as 1031 exchanges, depreciation, and loss.
  • Understand the tax responsibilities, hiring provisions and recordkeeping requirements of an employer.
  • Be able to outline the specifics of real property indebtedness.

 

TAXES

Lesson 1 (25 minutes)

1. Tax Liabilities
2. Employment Taxes

a. Social Security
b. Medicare
c. FUTA

3. Hiring
4. Documentation
5. Reporting and Depositing
6. Penalties
7. Expenses

Chapter Quiz – 8 Minutes

Lesson 2 (30 minutes)

1. Taxable Income
2. Home Office
3. Recordkeeping
4. Accounting
5. Income Benefits of Property Ownership

Chapter Quiz – 8 Minutes

Lesson 3 (30 minutes)

1. Deductible Items
2. Gains
3. Self-Directed IRAs

Chapter Quiz – 8 Minutes

Lesson 4 (25minutes)

1. Partial Sales or Condemnations
2. Depreciation
3. Passive Loss
4. Section 1031 Exchanges
5. Indebtedness
6. Case Studies

Chapter Quiz – 8 Minutes

Final Assessment – 10 minutes


Fair Housing


COURSE SYLLABUS

Course Description

It is important to realize Fair Housing laws are very much a part of today’s real estate market. Both Federal and State governments employ “testers” to police the industry. Testing is not considered entrapment and the results are admissible in court. Fair Housing is the law of the land, and even in the face of some apparent exceptions, there is no room for discrimination of any sort in the business of housing.

The Fair Housing Act has its roots in the civil rights movement and is arguably the great legislative achievement of the times. It is a landmark civil rights act that pushed back decades of discrimination.

After completing this course  participants will be able to:

  • Understand the history behind and the connection between civil rights legislation and the Fair Housing Act.
  • Recognize and apply the standards outlined by court decisions in Fair Housing case law.
  • Be able to integrate the rules and regulations pertaining to Fair Housing laws in the real estate industry.

Fair Housing

Chapter 1
Lesson 1 (15 minutes)

1. 1866 Civil Rights Act
2. 1968 Federal Fair Housing Act

a. Protected Classes and Prohibitions
b. Exemptions
c. History
d. Enforcement

Chapter Quiz – 5 Minutes

Lesson 2 (15 minutes)

1. Complaint Process

a. Steps

2. Amendments

a. Families
b. Disabilities

Chapter Quiz – 5 Minutes


Chapter 2
Lesson 1 (15 minutes)

1. Fair Housing and Real Estate

a. Advertising
b. Customer Service
c. NAR

Chapter Quiz – 5 Minutes

Lesson 2 (15 minutes)

1. Frequently Asked Questions

Chapter Quiz – 5 Minutes


Chapter 3
Lesson 1 (15 minutes)

1. Case Law

Chapter Quiz – 5 Minutes

Lesson 2 (15 minutes)

1. Case Law

Chapter Quiz – 5 Minutes

Final Assessment – 30 minutes


Finance


COURSE SYLLABUS

Course Description

Real estate agents wear many hats in their profession. They assist their clients with the buying and selling of real property. To that end, they market, list and promote sales. They advise, help negotiate, and consult with clients on market conditions, mortgages, legal requirements and financing to ensure a fair and honest transaction. Having an understanding of the legal environment surrounding the financial aspects of real estate dealings is one of the most important areas of expertise to be able to share with clients in order to build enduring and profitable relationships.

After completing this course  participants will be able to:

  • Describe the importance of case law that illustrates the problems in the conveyance of real property.
  • Define and describe the types, features, and benefits of a real estate loan.
  • Be able to apply the rules and regulations of state and federal agencies as they pertain to real estate finance;  insurance, mortgages, loans and lenders.

FINANCE

Lesson 1 (25 minutes)

1. Laws Regulating Financing

a. RESPA
b. Truth in Lending Act
c. TRID
d. SAFE Act

Lesson 2 (25 minutes)

1. Seller Financing

a. Purchase Money Mortgage
b. Land Contract
c. HUD Final Rules
d. CFPB Dodd-Frank TILA
e. Equal Credit Opportunity Act

Lesson 3 (20 minutes)

1. Usury
2. Interest
3. Mortgages

Lesson 4 (25 minutes)

1. VA Loans
2. Repayment of Loans
3. Private Mortgage Insurance
4.  Cases

Lesson 5 (20 minutes)

1. Mortgages/Foreclosure

a. Advertisement
b. Judicial vs. Non-Judicial
c. Lien vs. Title Theory

Lesson 6 (25 minutes)

1. Types of Mortgages
2. Assorted Cases

Lesson 7 (15 minutes)

1. Commercial Lending

a. Sale and Leaseback
b. Section 1031 Exchanges
c. Tenancy in Common

Assessment – 30 minutes


 

Social Media Marketing for Real Estate

Course Description

Learn the ins and outs of social media marketing from experts that work in both social media and real estate. Use these tools and tricks to upgrade your personal and professional profiles, drive leads, and increase business.


Course instructors will be available by email or telephone between 9am and 5pm Eastern Standard Time. They will assist you with questions regarding course content.

If you have any questions, please call us at 1-800-727-7104 or send an email to info@licensetobuild.com. Email responses will usually be returned promptly, but guaranteed within one business day.

Student policies and procedures are always available by going to our website and scrolling to the bottom of the page (See Privacy and Refund Policy).

287,494 Courses Taken
This was a great course. The instructor was very knowledgeable.
Anthony D.
 
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