COMPLETE New York Real Estate 22.5 Hour Continuing Education Package

$129.00

22.5 Hour | Online HD Video

  • 4 Hour Personal Safety (Approval #12462)
  • 4 Hour Drones (Approval #12465)
  • 3 Hour  Risk Management (Approval #12464)
  • 3 Hour Code of Ethics (Approval #12467)
  • 3 Hour Fair Housing (Approval #12521)
  • 3 Hour Finance (Approval #12461)
  • 3 Hour Agency (Approval #12463)
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Description

PACKAGE CONTENTS:


4 Hour Personal Safety (Approval #12462)

HD Video Course – Instructor: Preston “PT” Taylor

This four-hour course is designed to provide important safety tips and precautions for personal safety in the workplace. This is especially true for real estate professionals as they are very often in situations that expose them to unknown situations, with unknown persons. Instructor Preston Taylor has worked in law enforcement for over 20 years, is a Police Academy Instructor, and a Defensive Tactics Instructor for over 15 years. He has acted as a speaker/trainer for the National Association of Realtors and the Michigan Association of Realtors.

It is important to understand the legal environment surrounding self-defense and the physical limitations that can be a factor for each individual. There are key “Rules of Engagement” that will help those who work with the public to recognize and avoid dangerous situations. If a confrontation does occur, the instructor outlines and demonstrates the best and most practical ways to respond to and reduce potential harm. This program offers self-defense techniques from the stand-up position using easy and effective gross motor skills, to ground defense and ground avoidance (rape prevention).

Upon completion of this course, participants will:

  • Understand what laws govern personal protection and the use of deadly force.
  • Recognize the pros and cons of firearms, pepper spray, and stun guns.
  • Be able to effectively use the most practical precautions during both home showings and open houses.
  • Become more confident in the use of physical deterrents and self-defense techniques.

PERSONAL SAFETY AND SELF DEFENSE SYLLABUS

Legal Environment

Lesson 1
  1. Taking ownership
  2. Use of deadly force
  3. Stand your ground laws
  4. Investigations
  5. Precautions

Physical Limitations

Lesson 1
  1. Rules of Engagement
Lesson 2
  1. Freeze, Flight or Fight
  2. Physiological changes
  3. What to expect
  4. Energy conservation

Safety is Your Responsibility

Lesson 1
  1. Recognize, respond and reduce
  2. Myths
  3. Survival skills
  4. Perception is reality
Lesson 2
  1. Safety at work
  2. Safety at play

Safety and Real Estate Showings

Lesson 1
  1. Items in the home
  2. Hiding spots
  3. Liability
  4. During the open house

Self Defense Tactics

Lesson 1
  1. Firearms
  2. Pepper Spray
  3. Stun Guns
Lesson 2-5
  1. Onsite practical tips

Review


4 Hour Drones in Real Estate (Approval #12465)

HD Video Course – Instructor: Greg MacMaster

Drones are the new tool Realtors are raving about for their marketing and personal use. There are many potential uses for drones in the Real Estate industry, but there are rules and regulations you must be aware of. Stay up to date with technology and ahead of your competition. This course is designed to familiarize Realtors with the practical use of drones.

The following topics will be discussed:
►Types of UAV/Drone Technology

 Federal Rules and Regulations associated with UAVs

► Cost of Drones (Pros and Cons)

► Drones in your Industry (overview)

► Acquiring Images

Upon completion of this course, participants will:

  • Become knowledgeable about available technology and proper use of drones.
  • Learn the basics of aerial survey and mapping.
  • Explain the FAA application process for an FAA 333 Exemption.
  • Learn the benefits of UAV application in marketing and advertising.

Overview (20 Minutes)

1. Introduction
2. Types
3. Overhead Imagery

Types of Drones (25 Minutes)

1. Large Platform
2. Most Popular
3. First Person View
4. Considerations

Federal Rules and Regulations (15 Minutes)

1. Drone Act
2. FAA 333 Exemption
3. Minimum Requirements
4. FAA Recommendations

Costs (20 Minutes)

1. More FAA Recommendations
2. How Drones can Help
3. Realistic Costs of Drones

Industry Uses (20 Minutes)

1. Agriculture
2. Utility
3. GIS
4.  Construction
5. Excavation
6. Pros and Cons

Surveying and Mapping (25 Minutes)

1. New Technology
2. Real Estate
3. Architects
4. Construction
5. Surveying
6. Placement of Materials
7. Site Access

Measuring and Scanning (15 Minutes)

1. Measuring Stockpiles
2. Roof Inspections
3. Thermal/Infra-red

Marketing and Advertising (15 Minutes)

1. Real Estate
2. Resort and Hotel
3. Banners
4. Brand Awareness
Security (25 Minutes)

1. FCC Rules on Jamming
2. Airport and Port Security
3. Event Protection
4. Prisons
5. Infrastructure
6. Heat/Thermal/Infra-Red

Acquiring Imagery (40 Minutes)

1. Locations
2. Still vs. Video
3. Hazards
4. Lighting
5. Shadows and Color
6. Buyers

Final Assessment: 20 Questions


3 Hour  Risk Management (Approval #12464)

HD Video Course – Instructor: Gwyn Besner

This Risk Management course will help you to assess and identify risks associated with various forms of insurance, cyber crime, identity theft, and internet liability, as well as, detailing anti-trust laws and OSHA regulations relevant to the real estate industry. The course will also give you the tools determine what kind of agreements, insurance or policies will best protect your business.

Types of Insurance

  1. General Liability
  2. Errors and Omissions
  3. Fidelity
  4. Property
  5. Business Interruption
  6. Directors and Officers Liability
  7. Workers Compensation
  8. Automobile

Choosing an Insurer

  1. History
  2. Rates
  3. CLUE Reports

Shifting Risk

  1. Incorporation
  2. Loss Prevention

Cyber Crime

  1. Prevention
  2. Damage Control
  3. Privacy Policy
  4. Data Security

Identity Theft

  1. Protection
  2. Security Breaches
  3. Privacy Policies
  4. FTC Best Practices

Safety Issues and Risk Reduction

  1. OSHA
  2. Premises Liability
  3. Ownership of Premises
  4. Cases

Anti-Trust

  1. Definition
  2. Compliance
  3. TRID/RESPA
  4. Cases

Internet Liability

  1. Copyright Violations
  2. Blogs

3 Hour Code of Ethics (Approval #12467)

HD Video Course – Instructor: Gwyn Besner

Realtors should recognize that the interests of the nation and its citizens require the highest and best use of the land and the widest distribution of land ownership. They require the creation of adequate housing, the building of functioning cities, the development of productive industries and farms, and the preservation of a healthful environment.

Such interests impose obligations beyond those of ordinary commerce. They impose grave social responsibility and a patriotic duty to which Realtors should dedicate themselves, and for which they should be diligent in preparing themselves. Realtors, therefore, are zealous to maintain and improve the standards of their calling and share with their fellow Realtors a common responsibility for its integrity and honor.

This course outlines the standards of practice expected of licensed realtors and provides several case studies to illustrate those standards.


CODE OF ETHICS AND STANDARDS OF PRACTICE

Introduction and Preamble

Article 1 Duties to Clients and Customers

1. Obligations
2. Agency Relationships
3. Disclosure
4. Offers
5. Confidentiality
6. Due Diligence

Articles 2-9

1. Misrepresentation
2. Discovery
3. Compensation and Commissions
4. Conflict of Interest
5. Contracts
Articles 10-14 Duties to the Public

1. Discrimination
2. Professional Standards
3. Standards of Competence
4. Consultive Services
5. Transparency
6. Kickbacks
7. Advertising

Articles 15-17Duties to Realtors

1. Libel
2. Exclusivity
3. Solicitations
4. Disputes
5. Mediation and Arbitration
Business Ethics, NAR Code of Ethics and Pathways to Professionalism

1. History of NAR
2. Business Ethics
3. Professionalism
4. Enforcement
5. Arbitration Guidelines

Case Studies

1. Article 1
2. Article 12
3. Article 17
4. Commercial Cases
5. Conclusion


3 Hour Fair Housing (Approval #12521)

Fully Narrated Course

It is important to realize Fair Housing laws are very much a part of today’s real estate market. Both Federal and State governments employ “testers” to police the industry. Testing is not considered entrapment and the results are admissible in court. Fair Housing is the law of the land, and even in the face of some apparent exceptions, there is no room for discrimination of any sort in the business of housing.

The Fair Housing Act has its roots in the civil rights movement and is arguably the final great legislative achievement of the times. It is a landmark civil rights act that pushed back decades of discrimination.

After completing this course  participants will be able to:

  • Understand the history behind and the connection between civil rights legislation and the Fair Housing Act.
  • Recognize and apply the standards outlined by court decisions in Fair Housing case law.
  • Be able to integrate the rules and regulations pertaining to Fair Housing laws in the real estate industry.

Fair HousingChapter 1
Lesson 1 (15 minutes)

1. 1866 Civil Rights Act
2. 1968 Federal Fair Housing Act

a. Protected Classes and Prohibitions
b. Exemptions
c. History
d. Enforcement

Chapter Quiz – 5 Minutes
Lesson 2 (15 minutes)

1. Complaint Process

a. Steps

2. Amendments

a. Families
b. Disabilities

Chapter Quiz – 5 Minutes

Chapter 2
Lesson 1 (15 minutes)1. Fair Housing and Real Estate

a. Advertising
b. Customer Service
c. NAR

Chapter Quiz – 5 Minutes

Lesson 2 (15 minutes)

1. Frequently Asked Questions

Chapter Quiz – 5 Minutes

Chapter 3
Lesson 1 (15 minutes)1. Case Law

Chapter Quiz – 5 Minutes
Lesson 2 (15 minutes)

1. Case Law

Chapter Quiz – 5 Minutes

Final Assessment – 30 minutes


3 Hour Finance (Approval #12461)

HD Video Course – Instructor: Gwyn Besner

Real estate agents wear many hats in their profession. They assist their clients with the buying and selling of real property. To that end, they market, list and promote sales. They advise, help negotiate, and consult with clients on market conditions, mortgages, legal requirements and financing to ensure a fair and honest transaction. Having an understanding of the legal environment surrounding the financial aspects of real estate dealings is one of the most important areas of expertise to be able to share with clients in order to build enduring and profitable relationships.
INCLUDES FINAL ASSESSMENT

After completing this course  participants will be able to:

  • Describe the importance of case law that illustrates the problems in the conveyance of real property.
  • Define and describe the types, features, and benefits of a real estate loan.
  • Be able to apply the rules and regulations of state and federal agencies as they pertain to real estate finance;  insurance, mortgages, loans, and lenders.

FINANCE SYLLABUS

Lesson 1 (25 minutes)

  1. Laws Regulating Financing
    1. RESPA
    2. Truth in Lending Act
    3. TRID
    4. SAFE Act

Lesson 2 (25 minutes)

  1. Seller Financing
    1. Purchase Money Mortgage
    2. Land Contract
    3. HUD Final Rules
    4. CFPB Dodd-Frank TILA
    5. Equal Credit Opportunity Act

Lesson 3 (20 minutes)

  1. Usury
  2. Interest
  3. Mortgages

Lesson 4 (25 minutes)

  1. VA Loans
  2. Repayment of Loans
  3. Private Mortgage Insurance
  4. Cases

Lesson 5 (20 minutes)

  1. Mortgages/Foreclosure
    1. Advertisement
    2. Judicial vs. Non-Judicial
    3. Lien vs. Title Theory

Lesson 6 (25 minutes)

  1. Types of Mortgages
  2. Assorted Cases

Lesson 7 (15 minutes)

  1. Commercial Lending
    1. Sale and Leaseback
    2. Section 1031 Exchanges
    3. Tenancy in Common

Assessment – 30 minutes


3 Hour Agency (Approval #12463)

Course Description

Real estate agents are subject to a broad range of legal and ethical requirements that are designed to protect buyers, sellers and the community at large. While disclosure laws are in place to protect the consumer, they constitute a legal framework that real estate professionals must comply with. There are a number of areas that require disclosure in real estate; seller’s property condition, agency relationships, lead-based paint presence, mineral/subsurface rights, and finally consumer financing requirements. This course covers the disclosure laws that real estate professionals must adhere to, the transactions in which they will come across these requirements, and case law to illustrate real life scenarios.

After completing this course  participants will be able to:

  • Recognize and implement the broad range of disclosure requirements that protect buyers and sellers.
  • Be able to describe and integrate the agency relationships that are created during a real estate transaction.
  • Outline the different types of agency and the standards of practice associated with each.
  • Know when and under what circumstances lead-based paint disclosure must be provided.
  • Have a good understanding of what mineral/subsurface rights are, and how they can impact a real estate transaction.
  • Be able to share with clients the necessary requirements outlined under the integrated disclosure rule “Know Before You Owe.”

REAL ESTATE DISCLOSURE LAWS

SELLER’S DISCLOSURE

Lesson 1 (12 minutes)

1. Overview
2. Defects
3. Common Defects and Examples

Lesson 2. (13 minutes)

1. Stigmatized Properties
2. Exceptions
3. Examples

Lesson 3 (13 minutes)

1. As-Is Clauses
2. Forms
3. CLUE Report

Lesson 4 (12 minutes)

1. Case Study
2. Recent Changes to Statutes and Regulations

AGENCY DISCLOSURE

Lesson 1 (14 minutes)

1. Agency Disclosure Overview
2. Fiduciary Duties
3. Disclosed Dual Agency

Lesson 2 (20 minutes)

1. Case Study

Lesson 3 (13 minutes)

1. Case Study

Lesson 4 (12 minutes)

1. Case Study

LEAD PAINT DISCLOSURE

Lesson 1 (17 minutes)

1. Seller and agent duties
2. Pamphlets and forms
3. Checklist
4. Case Study
5. EPA and HUD Notification and Disclosure Rule FAQs

MINERAL RIGHTS DISCLOSURE

Lesson 1 (19 minutes)

1. Overview
2. Impact on homeowners
3. Requirements
4. Case Studies

INTEGRATED DISCLOSURE

Lesson 1 (11 minutes)

1. Overview
2. NAR Position
3. Loan Estimate
4. Closing Disclosure
5. Best Practices

Final Assessment 10 minutes


 

Course instructors will be available by email or telephone between 9am and 5pm Eastern Standard Time. They will assist you with questions regarding course content.

If you have any questions, please call us at 1-800-727-7104 or send an email to info@onlinecti.com. Email responses will usually be returned promptly, but guaranteed within one business day.

Student policies and procedures are always available by going to our website and scrolling to the bottom of the page (See Attendance, Privacy and Refund Policy).

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